2% Unlimited Cash Rewards. — Cardholders earn unlimited 2% cash rewards on purchases, with no categories to activate and no earning limits to track.
There are other cards that offer higher cash back rates in certain categories, and while they can be worth it, they require more effort. And they’re also often capped and limited on what purchases they apply to. The Wells Fargo Active Cash® Card is perfect for someone who wants an easy-to-use card that still offers high rewards—you’ll get best-in-class flat rewards right away on your purchases, with no limits or hoops. to jump
$200 cash sign-up bonus — New Wells Fargo Active Cash® Cardholders can earn a $200 Cash Rewards sign-up bonus for spending just $1,000 in purchases in the first three months. Not only is this a very competitive sign-up bonus for a card with no annual fee, but it’s also one of the things that sets this Wells Fargo credit card apart from other 2% cash back cards. I have yet to find another credit card with 2% unlimited cash rewards that also has a sign-up bonus.
Presentation offer of 0% APR for 15 months — New cardholders can enjoy 0% introductory APR on both new purchases and eligible balance transfers for a full 15 months. That’s a great deal, even compared to cards marketed for just a 0% introductory APR. It means that this card will allow you to avoid interest on purchases and balance transfers until 2024!
Note that balance transfers must be made within the first 120 days to qualify for a reduced interest rate and lower balance transfer fee.
No annual fee — In many cases, high reward rates mean high annual fees. Not with the Wells Fargo Active Cash® Card, which has a $0 annual fee.
Mobile protection — With the price of a typical cell phone in the hundreds of dollars, having some type of insurance is a good idea. With this Wells Fargo card, you can get up to $600 in built-in cell phone protection just by paying your cell phone bill with your card. Coverage is subject to a $25 deductible.